Are You Ready to Reevaluate Your Tax Situation?
Do You Want to Get More From Your Investments?
Do You Need to Know How Much to Save to Reach Your Goals?
Are You Looking for an Advisory Firm That Puts Your Interest First?
We Can Help!
Here's What to Expect When Working Us
Experienced Tax Planning & Preparation
We are a CPA-based firm and understand the tax code. Proactive tax planning must play a significant role in the financial planning process, so we integrate tax savings strategies into every aspect of our work. We also prepare federal and state tax income tax returns. This allows us to become more intimately involved in your finances and ensures you comply with ever-changing tax laws and regulations.
Structured Investment Management
It’s not enough to trust your investments with cookie-cutter portfolios or algorithm-driven asset allocations and hope for the best. There’s too much as stake. As comprehensive financial advisors, we fully understand your finances and help you get the most from your investments. Our structured asset allocations align with your goals, minimize your risk, maximize your returns, and lower your taxes.
Comprehensive Financial Advice & Goal Tracking
Having a financial plan is the key to financial success. We help you understand all aspects of your finances and show you how much you need to invest each year to reach your goals. We also show you the required trajectory of your investments over time and track your progress.
Fiduciary Level Services
We are a fee-only firm. This means we are legally bound to act in your best interest. Some advisors are not held to a fiduciary standard; instead, they can make recommendations that are suitable but not necessarily in the best interest of their clients. We do not sell products or receive commissions. Instead, we charge a flat annual fee based on the complexity of your finances. That way, you only pay for the services you need.
Value for Your Money
Most fee-only advisory firms charge their clients based on an assets under management fee structure. We feel that this is the wrong approach. Based on the complexity of your finances, we charge a flat annual fee only for the services that you need. By using this fee structure, we remove conflicts of interest and set our firm up to be a pure consultant. Think of us as your personal CFO.
What you'll always get from us is the truth. As good, or sometimes difficult, as that might be, heaving the right information to make informed decisions usually leads to financial success.
Axiom in Action
Jenny and Micah came to us for financial help. Jenny is a self-employed psychiatrist, while Micah has worked for several tech firms. Jenny’s practice had grew over the past few years, and she created a SEP IRA to save for retirement. Jenny was unsure how to invest her savings and placed the entire balance in a cash fund earning little interest. Micah had been receiving RSUs from his employer and was not sure why he still paid so much tax despite his employer's sell-to-cover withholding. We worked with Jenny and Micah to understand their plans. We built a tax-efficient asset allocation that aligned with their goals, prepared a multi-year tax projection to minimize their taxes, and showed Micah how to adjust his supplemental withholding rates to avoid paying extra tax.